Billing disputes
Wrong bill.Wrong person to bill.
Billing fights with your insurance company, hospital and medical bills, surprise and balance billing, liens on your settlement and collectors chasing disputed bills. You don’t pay what you don’t owe.
Billing Disputes
Pick your fight.
Insurance Billing Disputes
Your insurer processed it wrong and the bill landed on you. Or, for providers, the payer won’t pay what it owes.
Fight it
Medical & Hospital Bills
Bills full of errors, duplicate charges and prices nobody agreed to.
Fight it
Surprise & Balance Billing
Emergency care, an out-of-network doctor you never chose, a bill you were never warned about.
Fight it
Hospital & Medical Liens
A lien eating your injury settlement before you see a dime.
Fight it
Collections on Disputed Bills
Collectors calling about a bill you dispute, or one you don’t even owe.
Fight itTheir playbook vs. ours
They’ve run this play a thousand times.
Insurers and big billing departments don’t improvise. Neither do we.
Delay until you give upWe set the clock. Written demands, deadlines and follow-through.Bury you in paperworkWe answer for you, and we demand their file in return.Blame wear and tear, age or “pre-existing”We bring the evidence: inspections, records, experts.Lowball and hope you’re desperateWe value the claim properly and don’t negotiate against ourselves.Recorded statements to trip you upYou don’t talk to them alone. Ever.Bet that you won’t sueWe prepare every claim as if it’s going to court.
How it works
Four moves. No wasted ones.
- 01
Send us the paper trail
The denial letter, the bill, the policy, the photos. Whatever you have. You don’t need it organized.
- 02
We tear it apart
We read the policy and the bill the way the other side hoped you wouldn’t, and tell you plainly where you stand.
- 03
We put them on notice
A written demand that tells them what they owe, why, and that you have counsel. The tone of the claim changes.
- 04
We push until it’s resolved
Negotiation, appraisal, administrative appeal or a lawsuit. Whatever the claim needs.
Questions
Billing Disputes, answered.
My provider says insurance denied it, so I owe it. Is that true?
Not always. If the denial is the insurer’s mistake or isn’t allowed under your plan, the fight is with the insurer, and you may not owe the bill.
What is an explanation of benefits (EOB)?
The statement your insurer sends showing what was billed, what the plan allowed, what it paid and what it says you owe. It’s the first document we look at.
Do you work with doctors and clinics too?
Yes. Providers fight insurers over denied, underpaid and clawed-back claims. Tell us about the payer and the claims involved.
Can I ask for an itemized bill?
Yes. Always ask. A summary bill tells you nothing; an itemized bill shows what you’re actually being charged for.
Should I pay it to stop the calls?
Not before you know the bill is right. Paying can make disputing it harder.
Does the No Surprises Act cover every bill?
No. It covers specific situations, mainly emergency services and certain out-of-network care at in-network facilities, plus good-faith estimates for uninsured and self-pay patients. We’ll tell you if yours qualifies.
I’m uninsured and the bill is much higher than my estimate. Can I dispute it?
Federal rules allow uninsured and self-pay patients to dispute a bill that’s substantially higher than the good-faith estimate, through a set process with a deadline. Act quickly.
Do I have to pay the full amount of the lien?
Not necessarily. Liens can be challenged and negotiated, and some don’t meet the legal requirements at all.