Unreasonable denial · Delay · Lowball offers
Bad faith has a price in Oklahoma.
Since 1977 the Oklahoma Supreme Court has recognized that an insurer’s duty to deal fairly and in good faith with its own policyholder can be enforced as a tort, separate from the contract. When an insurer unreasonably denies, delays or underpays a valid claim, that can expose it to damages beyond the policy itself.
Red flags
Signs they’re playing games.
- No reasonable investigation before the denial
- Reasons for denial that keep changing
- Ignoring evidence that supports the claim
- Delay with no explanation while you suffer real harm
- An offer so low it can’t be squared with the evidence
What we do
How we fight it.
- 01
Get the claim file and reconstruct exactly what the insurer knew and when
- 02
Measure their conduct against the policy, Oklahoma law and their own guidelines
- 03
Pursue the contract claim and the bad-faith claim together where the facts support it
Questions
Insurance Bad Faith, answered.
What is insurance bad faith?
In Oklahoma, an insurer owes its insured a duty of good faith and fair dealing. Unreasonably withholding payment of a valid claim can breach that duty. It’s a separate claim from breach of contract.
Can I get more than the policy limits?
In some bad-faith cases, damages can go beyond the policy benefits. Whether that’s possible depends on the facts. We’ll tell you straight.
Also
Other fights we take.
Health Insurance Denials
Surgery, medication, rehab or a hospital stay denied. “Not medically necessary.” “Experimental.” “Out of network.”
Fight it
Unpaid & Underpaid Claims
Approved, then never paid. Paid a fraction. Or just ignored. When the insurer won’t pay out.
Fight it
Storm, Hail & Roof
Hail-shredded roof, wind damage, a tornado. Then an adjuster calls it “wear and tear.”
Fight itFree case review
Tell us about your insurance bad faith dispute.
A few sentences is enough to start. We’ll review it and contact you.