Commercial property · Business interruption
Your business is losing money every day they stall.
When a storm, fire or other covered loss shuts your doors, every week of delay costs you. Commercial insurers know that delay is leverage. We take it away from them.
Red flags
Signs they’re playing games.
- Business-income losses calculated on the insurer’s numbers, not yours
- Coverage disputes over “direct physical loss” or exclusions
- A forensic accountant who seems to be building a case against you
- Lowball offers timed for when cash is tightest
What we do
How we fight it.
- 01
Build the loss with your books, your accountant and the policy’s actual formula
- 02
Contest exclusions and coverage positions in writing
- 03
Push appraisal, negotiation or litigation to get the business back on its feet
Questions
Business & Commercial, answered.
Our policy has a business interruption section. Why was it denied?
Denials often turn on the policy’s definitions of the period of restoration and covered cause of loss. Those definitions are where the fight usually is.
Also
Other fights we take.
Health Insurance Denials
Surgery, medication, rehab or a hospital stay denied. “Not medically necessary.” “Experimental.” “Out of network.”
Fight it
Unpaid & Underpaid Claims
Approved, then never paid. Paid a fraction. Or just ignored. When the insurer won’t pay out.
Fight it
Storm, Hail & Roof
Hail-shredded roof, wind damage, a tornado. Then an adjuster calls it “wear and tear.”
Fight itFree case review
Tell us about your business & commercial dispute.
A few sentences is enough to start. We’ll review it and contact you.